Indian Overseas Bank (IOB) has announced 291 Generalist and Specialist Officer vacancies for 2026-27 across JMGS-I, MMGS-II and MMGS-III scales. Posts are available in areas like Branch Management, IT, Information Security, Credit, Risk and Security.
Online applications will be accepted from 29 August to 15 September 2026. Eligibility differs by post, with opportunities for both graduates and experienced professionals.
Quick Overview
| Particular | Details |
| Organization | Indian Overseas Bank |
| Post | Generalist / Specialist Officers |
| Advertisement No. | HRDD/RECT/04/2026-27 |
| Total Vacancies | 291 |
| Application Start | 29 August 2026 |
| Last Date | 15 September 2026 |
| Application Mode | Online |
| Selection | Online Exam + Interview |
| Job location | Anywhere in India |
| Official Website | iob.bank.in |
Important Dates
| Event | Date |
| Notification Date | 28 August 2026 |
| Online Registration Starts | 29 August 2026 |
| Last Date to Apply | 15 September 2026 |
| Online Exam | To be announced |
| Interview | To be announced |
Vacancy Details
IOB has divided the 291 posts across 14 post codes. Post Code 01 is the Generalist Officer position; the remaining posts are Specialist Officer positions.
| Post | Vacancies |
| Manager – Branch Management | 100 |
| Manager – IT | 65 |
| Manager – Information Security | 5 |
| Manager – Information Security Audit | 5 |
| Senior Manager – IT | 10 |
| Senior Manager – Information Security | 3 |
| Senior Manager – Information Security Audit | |
| Senior Manager – Database Administrator | 10 |
| Senior Manager – Network Administrator | 5 |
| Senior Manager – Cyber Security Administrator | 5 |
| Manager – Credit | 35 |
| Senior Manager – Credit | 15 |
| Senior Manager – Risk | 6 |
| Assistant Manager – Security | 25 |
| Total | 291 |
Category-Wise Vacancy:-
| Category | Vacancies |
| UR | 117 |
| OBC | 79 |
| SC | 46 |
| ST | 21 |
| EWS | 28 |
| Total | 291 |
Note: PwBD reservation is provided horizontally within the above categories as per the applicable rules.
IOB Officer Recruitment 2026 – Educational Qualification
| Post / Area | Educational Qualification |
| Manager – Branch Management | Graduation in any discipline |
| Manager – IT | B.E./B.Tech in CS/IT/ECE or related field / MCA / M.Sc. CS/IT |
| Manager – Information Security | B.E./B.Tech in relevant IT/CS/ECE field / MCA / M.Sc. CS/IT |
| Manager – IS Audit | Relevant Engineering/IT qualification or MCA/M.Sc. as prescribed |
| Senior Manager – IT | Relevant B.E./B.Tech / MCA / M.Sc. qualification |
| Senior Manager – Information Security | Relevant IT/Computer Science/Engineering qualification |
| Senior Manager – IS Audit | Relevant IT/Engineering qualification with prescribed certification/experience |
| Senior Manager – Database Administrator | Relevant B.E./B.Tech / MCA / M.Sc. qualification |
| Senior Manager – Network Administrator | Relevant Engineering/IT qualification |
| Senior Manager – Cyber Security | Relevant Engineering/IT qualification with prescribed certification |
| Manager – Credit | MBA/PGDBM (Finance) / CA / CMA or equivalent qualification |
| Senior Manager – Credit | MBA/PGDBM (Finance) / CA / CMA or equivalent |
| Senior Manager – Risk | Relevant Finance/Risk qualification such as CA/CMA/MBA Finance |
| Assistant Manager – Security | Graduation + prescribed defence/police/paramilitary qualification and experience |
Age Limit
Age is calculated as on 1 August 2026. The limit varies by post.
| Post | Age |
| Manager – Branch Management | 23–33 Years |
| Manager – IT | 25–35 Years |
| Manager – Information Security | 22–32 Years |
| Manager – IS Audit | 22–32 Years |
| Senior Manager – IT | 28–38 Years |
| Senior Manager – Information Security | 25–35 Years |
| Senior Manager – IS Audit | 25–35 Years |
| Senior Manager – DBA | 28–38 Years |
| Senior Manager – Network | 25–35 Years |
| Senior Manager – Cyber Security | 25–35 Years |
| Manager – Credit | 23–33 Years |
| Senior Manager – Credit | 25–35 Years |
| Senior Manager – Risk | 25–35 Years |
| Assistant Manager – Security | 30–45 Years |
Age Relaxation
| Category | Relaxation |
| SC/ST | 5 Years |
| OBC-NCL | 3 Years |
| PwBD | 10 Years |
| Eligible Ex-Servicemen | 5 Years |
Salary / Pay Scale
| Scale | Pay Scale |
| JMGS-I | ₹48,480 – ₹85,920 |
| MMGS-II | ₹64,820 – ₹93,960 |
| MMGS-III | ₹85,920 – ₹1,05,280 |
→ JMGS-I: Assistant Manager – Security
→ MMGS-II: Manager-level posts
→ MMGS-III: Senior Manager-level posts
Other Benefits: DA, HRA, CCA and other allowances will be provided as per IOB rules.
Application Fee
| Category | Fee |
| SC/ST/PwBD | ₹175 |
| OBC/EWS/UR & Others | ₹1,000 |
Selection Process
IOB will select candidates through:
Online Examination → Personal Interview → Final Merit
Candidates must first qualify in the online examination to be considered for the interview. IOB may also shortlist candidates based on qualification, experience and profile before the examination/interview stages.
Final Selection Weightage
| Stage | Weightage |
| Online Examination | 80% |
| Interview | 20% |
Exam Pattern
Generalist Officer – Branch Management
| Section | Questions | Marks | Time |
| English Language | 25 | 25 | 30 Min |
| Professional Knowledge | 75 | 75 | 90 Min |
| Total | 100 | 100 | 2 Hours |
All Other Specialist
| Section | Questions | Marks | Time |
| English Language | 25 | 25 | 30 Min |
| General Awareness – Banking | 25 | 25 | 30 Min |
| Professional Knowledge | 50 | 50 | 60 Min |
| Total | 100 | 100 | 2 Hours |
Negative Marking:-
→ 1/4 mark will be deducted for every wrong answer.
→ No marks are deducted for unanswered questions.
→ Minimum overall qualifying marks are 35% for UR and 30% for reserved candidates.
Interview
The interview carries 100 marks.
Candidates are assessed mainly on:
.Role-related industry experience
Subject knowledge
.Communication skills
Minimum qualifying marks are 50% for UR candidates and 45% for reserved candidates.
The interview date and venue will be mentioned in the call letter issued to shortlisted candidates.
Joining & Service Conditions
| Post | Probation Period | Service Bond |
| Manager – Branch Management (MMGS-II) | 6 Months | ₹2.50 Lakh |
| Other MMGS-II Posts | 1 Year | ₹2.50 Lakh |
| MMGS-III Posts | 1 Year | ₹2.50 Lakh |
| Assistant Manager – Security (JMGS-I) | 2 Year | ₹2.50 Lakh |
Important Conditions
→ Selected candidates must complete the prescribed probation period successfully.
→ The service bond requires the candidate to serve IOB for at least 3 years of active service.
→ If the bond conditions are violated, the prescribed bond amount may become payable as per IOB rules.
→ Posting/transfer can be anywhere in India according to the Bank’s requirements.
How to Apply
1.Visit the official IOB website and open the Careers section.
2.Select Generalist/Specialist Officer Recruitment 2026-27.
3.Register and choose the eligible post.
4.Enter your personal, qualification and experience details.
4.Upload the required documents, photo and signature.
5.Pay the applicable fee online.
6Submit the form and save the application/fee receipt for future use.
Documents Required
Candidates should keep these ready:
→ Educational certificates and marksheets
→ Date of Birth proof & valid Photo ID
→ Experience and employment documents
→ Category certificate, if applicable
→ OBC-NCL / EWS certificate, where applicable
→ PwBD certificate, if applicable
→ Required professional certificates
→ NOC for eligible Government/PSU employees
→ Application form, fee receipt & interview call letter (when applicable)
Important Links
| Particular | Link |
| IOB Official Website | Click here |
| IOB Careers | Click here |
| Official Recruitment Notification PDF | Click here |
| Apply Online | Click here |
Important Note
JobFikar.com advises candidates to check the official IOB notification carefully before applying. Since this recruitment includes 14 different posts with different age, qualification, experience and professional requirements, candidates should not assume that one eligibility rule applies to every post.
Always verify your post code, qualification, experience, category, age and application fee from the official notification before final submission.